(my apologies for failing to perform distress to counsel’s satisfaction.)

anyway. i filed the f✘cking case.

northwestern mutual, et al.


the “et al.” is doing a concerning amount of work.

it started as a story about what happened to me. then it acquired a docket, several lawyers, and a truly athletic number of opportunities to put the same facts in writing.

the paperwork kept changing shape—complaint, response, discovery request, deposition—while the actual question stayed annoyingly simple: what happened, who knew, and why did everyone keep acting like the instagram was the emergency?

at one point, opposing counsel attached my blog to a court filing and described it as “profanity-laced.”

fair. the f✘cks were not hidden.

litigation. the WTF collection.

how a personal story became a six-spread paper trail.

not every page in the file. just the moments where the process got weird enough to deserve a caption.

01. breaking: i f✘cking swear.

my blog became Exhibit 3. opposing counsel described it as “profanity-laced.”

an allegation i am prepared to stipulate to. the f✘cks are authentic.

november 12, 2025 · supplemental declaration, ¶ 7 & exhibit 3

02. the follow button was free. the consequences were not.

their production breakdown assigned a 3,348-page range to my social posts, website, and socials.

babe. the follow button is right f✘cking there.

december 15, 2025 · production breakdown, NM 003602–006949

03. under oath. with a f✘cking soundtrack.

during my deposition, while challenging my credibility, counsel asked whether i knew “Liars Lie.”

“It’s a good song. You should check it out.”

sir, i am under oath. why the f✘ck is there a listening assignment.

april 8, 2026 · deposition, p. 355

04. apparently i am now a group project.

brandon’s attorney put “victimhood” in quotation marks, argued that my posts demonstrated a “lack of fear,” and referred to “the criminal charges you created.”

apparently my reaction is wrong and i’m responsible for prosecution now. (bro. i reported what happened. the actual prosecutors have their own jobs.)

an impressive amount of responsibility to assign somebody who is already late to class.

april 1, 2026 · discovery letter, pp. 2 & 7

05. postgraduate bullsh✶t.

northwestern mutual’s july reply brief called my opposition “stream of consciousness gibberish.” a section heading introduced the word “effluvium.”

i respect the commitment to being a b✶tch at a postgraduate reading level.

July 17, 2026 · reply brief, pp. 1–3

anyway. please see attached.

06. fiduciary? conflict? supervision? babe, open the folder.

this is the part where i stop calling it vibes and start pointing at the receipts. not because a glitter bomb gets to decide a legal claim. because the same sequence keeps showing up from three angles: what was happening in my life, what the money and transportation were doing, and what the institutional record was willing to write down.

lived reality: while i was pregnant and seriously ill, the household was supplying money, transportation, contacts, labor, and future stability around the career he was building with northwestern mutual. i was asked to attend the second interview. i kept paying. the records show household reliance; whether that creates a legal duty, conflict, or supervision issue is disputed.

receipt one: the second car was not a lifestyle upgrade.

i bought the Forester so he could use my paid-off Crosstrek for the roughly hour-and-fifteen-minute Boulder-to-Denver commute. he tied the purchase to attending “everyday.” i needed the Crosstrek for paid work. we bought a second car so the career could physically reach the office. the career’s income remained more theoretical than the monthly payment. gorgeous.

receipt two: then the paid-off car became the emergency.

on January 22, 2024, the same ugly window holds the Crosstrek wreck, my message that we had $50 and that i had told him not to drive around for no reason, and a same-day $50 payment from Jess marked “House.” his response said he was trying to help dogs. i am not turning timing into proof of intent. i am saying his use of the car, the wreck, the payment, and a birth three days away belong in the same sequence.

receipt three: the policy paperwork did not happen in a vacuum.

policy servicing, premium drafting, payer and ownership questions, beneficiary changes, and missing audit details are not random decorative commas. the records show active servicing and autopay coordination; they do not prove every requested legal conclusion. my question is narrower and more annoying: who knew what, who controlled what, who was being paid, and what did the institution record?

the triangulation is the point. the lived event says: i was carrying the household and trying to keep a career infrastructure alive. the records say: money, transportation, policy activity, and institutional contact were moving through the same small family system. the inference says: this deserves a serious look at fiduciary duty, conflicts, supervision, and reliance. the court gets the final word. unfortunately, the court reporter does not get to add a laugh track.

this is a possible breach theory, not a court finding. the defense disputes fiduciary duty, conflicts, FINRA applicability, supervisory knowledge, and damages. direct records are labeled as direct records; timing is timing; inference is inference. i am telling the story in the order the receipts made it impossible to ignore.

(the paper trail remains undefeated at being deeply unsexy.)

an impressive commitment to saying that sh✘t out loud.

bro. follow the f✘cking sequence: lived event → paper trail → institutional response → the part where everyone pretends the timeline is boring.

the spreads do not replace the story; they triangulate it. each one gives you a date, the record, and what it means in plain f✘cking English.

six Burn Book spreads, in order. the allegations, arguments, and ruling each have their own labels. (apparently my life needed a table of contents. tremendous.)

Editable Squarespace Code Block. Add a figure, chapter option and contents entry to extend the book. Existing source links and redactions should be preserved.

lowe v. northwestern mutual, et al. / a glitterbomb case brief

WTF is this case?

i allege an undisclosed conflict involving my financial representative. the defendants dispute my claims. that is the short version. the long version has exhibits.

the exhibit review runs from July 2023 household planning through March 2026 discovery responses: payments, policy signatures and control, monitoring, complaint handling, and records availability. the separate filings section above follows the civil case through the July 24, 2026 order.

i was under the impression i was getting financial advice.

read the sequence ↓

on July 24, 2026, the court denied NM and NMIS’s motion for summary judgment. that ruling did not decide liability.

they asked the court to end these claims here. the court declined.

read the order · pp. 1, 4–5 ↗

the allegations, the defense arguments, and the judge’s ruling do different jobs. each spread says which one you’re looking at, with dates and source labels.

yes, i numbered the receipts. apparently we’re doing this.

back to the filings ↑

the burn book / receipts in sequence

exhibits. okay. let’s discuss the paperwork.

the filings are above. this is the evidence behind the story: household planning, payments, the representative, policy control, monitoring, complaint handling, and records availability. excerpts, dates, source labels, and my commentary. i would have preferred a shorter book.

turn the pages or swipe. tap a spread to open it full size. no autoplay; this is already moving fast enough.

spread 1 / 9
i was in the meeting. July 13, 2023. Source excerpts and commentary; see source and context below.

01 / July 13, 2023

i was in the meeting.

source & context

Civil Exhibit B, PDF pp. 4 and 6 (printed pp. 7 and 9), responses 3–4 and 8. Fleckenstein describes a mock financial-planning meeting and later family-policy applications. Transcribed discovery excerpts; objections remain in the source. Commentary is mine, not a court finding.

i paid for the hotel. apparently that was lore. July 27, 2023. Source excerpts and commentary; see source and context below.

02 / July 27, 2023

i paid for the hotel. apparently that was lore.

source & context

Civil Exhibit B, PDF p. 15 (printed p. 8), Alisiani responses 7–8. He acknowledges receiving $500 from Plaintiff to reimburse hotel costs for Brandon’s NM annual meeting. He identifies no instance of directing her financing in response 7 and gives his reporting-threshold explanation in response 8. Excerpt, paraphrase and commentary are labeled.

she was my financial representative. January 2024. Source excerpts and commentary; see source and context below.

03 / January 2024

she was my financial representative.

source & context

Civil Exhibit D, pp. 8, 102, 105, 107, 110; civil Exhibit I, pp. 10, 19. Commentary reflects my account. Claims and causation are disputed.

the photo was cute. the discovery? WTF. January–February 2024. Source excerpts and commentary; see source and context below.

04 / January–February 2024

the photo was cute. the discovery? WTF.

source & context

Photo: SAMLOWE000141. Child’s face and name are covered in the public artwork. Messages and transfer: civil Exhibit D, pp. 111–112 and 9. Commentary is mine; claims are disputed.

signature complete. control? lmfao. February 9, 2024 · discussed in the later opposition. Source excerpts and commentary; see source and context below.

05 / February 9, 2024 · discussed in the later opposition

signature complete. control? lmfao.

source & context

Supplied Burn Book artwork reproducing Appendix B, PDF p. 4, and Appendix A, PDF p. 10. These are Plaintiff’s filed factual assertions and arguments about signer role and policy control, not findings. The image’s abbreviated “Ex. B” and “Ex. A” labels refer to these appendices, not the separately assembled civil exhibits. The exact pages were checked against the attached PDFs.

apparently, i am a group activity. September 2024 · plus an undated reporting excerpt. Source excerpts and commentary; see source and context below.

06 / September 2024 · plus an undated reporting excerpt

apparently, i am a group activity.

source & context

Public-redacted Exhibit E, PDF pp. 3 and 15. The monitoring exchange is dated September 29–30, 2024; no date is visible on the separate reporting screenshot. Speakers’ statements, not court findings.

i could pay. control was another form. March 24, 2025. Source excerpts and commentary; see source and context below.

07 / March 24, 2025

i could pay. control was another form.

source & context

Civil Exhibit C, PDF p. 9: Rosario’s “Updates” email. The excerpt discusses removing Brandon’s policy from the payment on file and a new application to change ownership of the child’s policy. The child’s name is replaced with [child]. Contact details are omitted. Commentary is mine; liability is disputed.

the complaint had a forwarding address. incredible. June 2025 complaint · later discovery responses. Source excerpts and commentary; see source and context below.

08 / June 2025 complaint · later discovery responses

the complaint had a forwarding address. incredible.

source & context

Civil Exhibit E, PDF pp. 106–107 (printed pp. 9–10), Hopkins responses 12 and 15. Hopkins describes instructing Rosario to stop responding to the complaint and identifies no investigative or remedial steps of her own. Her home-office complaint-routing explanation is included. This is her response, not a finding that nobody at the company acted.

the records have an availability problem. naturally. March 30, 2026 · supplemental discovery. Source excerpts and commentary; see source and context below.

09 / March 30, 2026 · supplemental discovery

the records have an availability problem. naturally.

source & context

Civil Exhibit E, PDF pp. 148–149 (printed pp. 6–7), Tenenbaum supplemental response to request 10. She describes deleting one exchange in summer 2024 for personal reasons and deleting Venmo after alleged harassment by Plaintiff’s followers. Those are her stated explanations; this spread does not establish intentional destruction or a court finding of spoliation. Private contact details and transfer links are omitted.

table of contents. FML.
  1. July 13, 2023 · i was in the meeting.
  2. July 27, 2023 · i paid for the hotel. apparently that was lore.
  3. January 2024 · she was my financial representative.
  4. January–February 2024 · the photo was cute. the discovery? WTF.
  5. February 9, 2024 · discussed in the later opposition · signature complete. control? lmfao.
  6. September 2024 · plus an undated reporting excerpt · apparently, i am a group activity.
  7. March 24, 2025 · i could pay. control was another form.
  8. June 2025 complaint · later discovery responses · the complaint had a forwarding address. incredible.
  9. March 30, 2026 · supplemental discovery · the records have an availability problem. naturally.

more pages as the story continues.
excerpts & commentary; the source records retain their own meaning. allegations and arguments are not automatically findings.